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BILL vs Wave

Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.

BILL

Accounts payable that stops being a shoebox of paper

3.7(231)
Visit BILL website
Wave logo

Wave

Free accounting and invoicing, paid only when money moves

4.3(143)
Visit Wave Financial website

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Ratings

Every score, at a glance

Verified user ratings across every dimension. BILL against Wave, nothing weighted.

Dimensions won

14BILL 1, Wave 4

BILL vs Wave, across 5 rating dimensions

Widest rating gap

+2.0

Wave leads on value for money

Verified reviews

374

231 for BILL, 143 for Wave

BILL
3.7 out of 5

231 verified reviews

Wave logoWave
4.3 out of 5

143 verified reviews

Ratings by dimension

  • BILL
  • Wave
Overall
3.7
4.3
Ease of use
3.5
4.5
Value for money
2.8
4.8
Customer service
3.2
3.7
Functionality
4.2
3.8

Share of verified reviews

Which product reviewers actually write about.

374verified reviews
  • BILL231
  • Wave143

Cost to get started

Cheapest paid plan, shown per month.

BILL$49/mo
WaveFree

At least one of these is quoted rather than published, so compare the ratings above and get a real number from each vendor.

Head to head

Where each one wins

Row by row, with the stronger score highlighted. Straight from verified reviews.

BILL against Wave, row by row
BILLWave
Overall rating3.74.3
Reviews231143
Ease of use3.54.5
Value for money2.84.8
Customer service3.23.7
Functionality4.23.8
Starting price$49/moFree
Free trialYesNo
Free versionNoYes

Features

Feature by feature, checked off

Everything each product ships, side by side. No marketing gloss.

Features BILL and Wave each ship
FeatureBILLWave
Centralized inbox for vendor invoices
Approval routing with a full audit trail
ACH, card, check and virtual card payments
Two way sync with major accounting platforms
Automatic invoice coding
Accounts receivable with auto charge
W-9 collection and 1099 preparation support
Vendor payment network
Purchase order matching on Enterprise
Mobile approval for managers
Free double entry accounting
Unlimited invoicing
Unlimited estimates
Receipt scanning
Recurring invoices
Online card payments
Canadian payroll with T4 and ROE
US payroll in supported states
Multi business support

Pricing

Both price lists, side by side

Every plan from both vendors, side by side, priced in US dollars.

BILL plans

Essentials

Per user. Accounts payable or receivable with standard approvals.

$49/mo

per month

Start free trial
  • 49 dollars per user per month
  • Approval workflows
  • ACH, card and check payments
  • Centralized invoice inbox
  • W-9 collection
  • CSV export to accounting

Team

Per user. Adds two way sync with QuickBooks and Xero.

$65/mo

per month

Start free trial
  • 65 dollars per user per month
  • Two way QuickBooks and Xero sync
  • Custom user roles
  • Flexible invoice tracking
  • Everything in Essentials

Corporate

Per user. Sync with NetSuite, Intacct and Dynamics, plus API access.

$89/mo

per month

Start free trial
  • 89 dollars per user per month
  • NetSuite, Sage Intacct and Dynamics sync
  • Custom approval policies
  • Procurement capability
  • API access
  • Discounted approver only seats

Enterprise

Quoted. Multi entity accounting and purchase order matching.

Custom

quoted by the vendor

Get a quote
  • Custom pricing
  • Multi entity accounting
  • Automatic purchase order matching
  • Dual control
  • Priority support
Straight from the vendor

Get current pricing

These are list prices and vendors adjust them from time to time. Check with BILL for the figure you will actually pay.

Visit BILL

Wave plans

Starter

The accounting and invoicing, at no cost. Not a trial.

Free

no card required

Visit Wave Financial
  • Unlimited invoices and estimates
  • Double entry accounting
  • Unlimited customers
  • Receipt scanning
  • Email support

Pro

Adds bank feeds, reduced card fees and live support.

$16/mo

per month

Visit Wave Financial
  • Everything in Starter
  • Automatic bank feeds
  • Lower card processing rate
  • Auto categorization
  • Live chat support
Straight from the vendor

Get current pricing

These are list prices and vendors adjust them from time to time. Check with Wave Financial for the figure you will actually pay.

Visit Wave Financial