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FreshBooks vs Xero

Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.

FreshBooks logo

FreshBooks

Invoicing first accounting for people who bill for their time

4.3(96)
Visit FreshBooks website
Xero logo

Xero

Clean, modern accounting with unlimited users on every plan

4.5(194)
Visit Xero Limited website

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Ratings

Every score, at a glance

Verified user ratings across every dimension. FreshBooks against Xero, nothing weighted.

Dimensions won

14FreshBooks 1, Xero 4

FreshBooks vs Xero, across 5 rating dimensions

Widest rating gap

+0.5

FreshBooks leads on customer service

Verified reviews

290

96 for FreshBooks, 194 for Xero

FreshBooks logoFreshBooks
4.3 out of 5

96 verified reviews

Xero logoXero
4.5 out of 5

194 verified reviews

Ratings by dimension

  • FreshBooks
  • Xero
Overall
4.3
4.5
Ease of use
4.6
4.7
Value for money
4.3
4.6
Customer service
4.6
4.1
Functionality
4.0
4.5

Share of verified reviews

Which product reviewers actually write about.

290verified reviews
  • FreshBooks96
  • Xero194

Cost to get started

Cheapest paid plan, shown per month.

FreshBooks$21/mo
Xero$20/mo

Xero is the cheaper way in. Lower is not automatically better, so weigh it against the ratings above.

Head to head

Where each one wins

Row by row, with the stronger score highlighted. Straight from verified reviews.

FreshBooks against Xero, row by row
FreshBooksXero
Overall rating4.34.5
Reviews96194
Ease of use4.64.7
Value for money4.34.6
Customer service4.64.1
Functionality4.04.5
Starting price$21/mo$20/mo
Free trialYesYes
Free versionNoNo

Features

Feature by feature, checked off

Everything each product ships, side by side. No marketing gloss.

Features FreshBooks and Xero each ship
FeatureFreshBooksXero
Invoicing and recurring billing
Automatic late payment reminders
Client retainers and deposits
Time tracking
Project profitability
Expense tracking and receipt capture
Online card and bank payments
Double entry accounting
Mileage tracking
Client portal
Proposals and estimates
Unlimited users on every plan
Automated bank feeds
Side by side reconciliation
Invoicing and online payments
GST/HST returns for CRA
Sales tax via Avalara
Project tracking
Expense claims
Multi currency
Inventory
Fixed asset register
Full audit trail
Accountant tools

Pricing

Both price lists, side by side

Every plan from both vendors, side by side, priced in US dollars.

FreshBooks plans

Lite

Up to 5 billable clients.

$21/mo

per month

Start free trial
  • 5 billable clients
  • Unlimited invoices
  • Expense tracking
  • Online payments
  • Sales tax on invoices

Plus

Up to 50 billable clients. Adds recurring billing and retainers.

$38/mo

per month

Start free trial
  • 50 billable clients
  • Recurring invoices
  • Client retainers
  • Double entry accounting
  • Accountant access

Premium

Unlimited clients and project profitability.

$65/mo

per month

Start free trial
  • Unlimited billable clients
  • Project profitability
  • Accounts payable
  • Customized email templates
  • Advanced reporting
Straight from the vendor

Get current pricing

These are list prices and vendors adjust them from time to time. Check with FreshBooks for the figure you will actually pay.

Visit FreshBooks

Xero plans

Early

Capped at 20 invoices and 5 bills a month. Genuinely small.

$20/mo

per month

Start free trial
  • 20 invoices per month
  • 5 bills per month
  • Bank reconciliation
  • Unlimited users
  • Short term cash flow

Growing

Uncapped invoicing. Where almost everyone actually starts.

$47/mo

per month

Start free trial
  • Unlimited invoices and bills
  • Bank reconciliation
  • Unlimited users
  • Bulk transaction reconcile
  • Short term cash flow

Established

Adds multi currency, projects and expense claims.

$80/mo

per month

Start free trial
  • Everything in Growing
  • Multi currency
  • Project tracking
  • Expense claims
  • Advanced analytics
Straight from the vendor

Get current pricing

These are list prices and vendors adjust them from time to time. Check with Xero Limited for the figure you will actually pay.

Visit Xero Limited