Patriot Accounting vs Xero
Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.
Patriot Accounting
Plain accounting for people who did not want a platform
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Ratings
Every score, at a glance
Verified user ratings across every dimension. Patriot Accounting against Xero, nothing weighted.
Dimensions won
22Patriot Accounting 2, Xero 2
Patriot Accounting vs Xero, across 5 rating dimensions
Widest rating gap
+0.7
Patriot Accounting leads on customer service
Verified reviews
400
206 for Patriot Accounting, 194 for Xero
Patriot Accounting206 verified reviews
Xero194 verified reviews
Ratings by dimension
- Patriot Accounting
- Xero
Share of verified reviews
Which product reviewers actually write about.
- Patriot Accounting206
- Xero194
Cost to get started
Cheapest paid plan, shown per month.
Patriot Accounting is the cheaper way in. Lower is not automatically better, so weigh it against the ratings above.
Head to head
Where each one wins
Row by row, with the stronger score highlighted. Straight from verified reviews.
| Patriot Accounting | Xero | |
|---|---|---|
| Overall rating | 4.4 | 4.5 |
| Reviews | 206 | 194 |
| Ease of use | 4.7 | 4.7 |
| Value for money | 4.8 | 4.6 |
| Customer service | 4.8 | 4.1 |
| Functionality | 3.8 | 4.5 |
| Starting price | $20/mo | $20/mo |
| Free trial | Yes | Yes |
| Free version | No | No |
Features
Feature by feature, checked off
Everything each product ships, side by side. No marketing gloss.
| Feature | Patriot Accounting | Xero |
|---|---|---|
| Unlimited invoices, customers and vendors | ||
| Automatic bank imports | ||
| Account reconciliation | ||
| Standard financial reporting | ||
| Estimates on Premium | ||
| Recurring invoices and payment reminders | ||
| User based permissions | ||
| Receipt and document management | ||
| Payroll available from the same vendor | ||
| US based phone support at no extra cost | ||
| Unlimited users on every plan | ||
| Automated bank feeds | ||
| Side by side reconciliation | ||
| Invoicing and online payments | ||
| GST/HST returns for CRA | ||
| Sales tax via Avalara | ||
| Project tracking | ||
| Expense claims | ||
| Multi currency | ||
| Inventory | ||
| Fixed asset register | ||
| Full audit trail | ||
| Accountant tools |
Pricing
Both price lists, side by side
Every plan from both vendors, side by side, priced in US dollars.
Patriot Accounting plans
Accounting Basic
Core bookkeeping with unlimited invoices and vendors.
$20/mo
per month
- Unlimited customers and invoices
- Unlimited vendors and payments
- Automatic bank imports
- Income and expense tracking
- Financial reporting
- Account reconciliation
Accounting Premium
Adds estimates, permissions, reminders and receipt management.
$30/mo
per month
- Everything in Basic
- Estimates
- Recurring invoices
- Invoice payment reminders
- User based permissions
- Receipt and document management
Full Service Payroll
Sold separately. 37 base plus 5 per worker, filings included.
$37/mo
per month
- 37 dollars base plus 5 per worker
- Federal tax filings and deposits
- State and local tax filings
- Year end filings at no extra charge
- Free direct deposit
- Unlimited payroll runs
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Patriot Software for the figure you will actually pay.
Xero plans
Early
Capped at 20 invoices and 5 bills a month. Genuinely small.
$20/mo
per month
- 20 invoices per month
- 5 bills per month
- Bank reconciliation
- Unlimited users
- Short term cash flow
Growing
Uncapped invoicing. Where almost everyone actually starts.
$47/mo
per month
- Unlimited invoices and bills
- Bank reconciliation
- Unlimited users
- Bulk transaction reconcile
- Short term cash flow
Established
Adds multi currency, projects and expense claims.
$80/mo
per month
- Everything in Growing
- Multi currency
- Project tracking
- Expense claims
- Advanced analytics
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Xero Limited for the figure you will actually pay.