Sage Intacct vs Xero
Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.

Sage Intacct
Cloud financial management for finance teams that have outgrown the basics
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Ratings
Every score, at a glance
Verified user ratings across every dimension. Sage Intacct against Xero, nothing weighted.
Dimensions won
22Sage Intacct 2, Xero 2
Sage Intacct vs Xero, across 5 rating dimensions
Widest rating gap
+0.9
Xero leads on ease of use
Verified reviews
235
41 for Sage Intacct, 194 for Xero
41 verified reviews
194 verified reviews
Ratings by dimension
- Sage Intacct
- Xero
Share of verified reviews
Which product reviewers actually write about.
- Sage Intacct41
- Xero194
Cost to get started
Cheapest paid plan, shown per month.
At least one of these is quoted rather than published, so compare the ratings above and get a real number from each vendor.
Head to head
Where each one wins
Row by row, with the stronger score highlighted. Straight from verified reviews.
| Sage Intacct | Xero | |
|---|---|---|
| Overall rating | 4.5 | 4.5 |
| Reviews | 41 | 194 |
| Ease of use | 3.8 | 4.7 |
| Value for money | 4.0 | 4.6 |
| Customer service | 4.6 | 4.1 |
| Functionality | 4.8 | 4.5 |
| Starting price | Custom pricing | $20/mo |
| Free trial | No | Yes |
| Free version | No | No |
Features
Feature by feature, checked off
Everything each product ships, side by side. No marketing gloss.
| Feature | Sage Intacct | Xero |
|---|---|---|
| Dimensional general ledger | ||
| Multi entity consolidation | ||
| Multi currency translation | ||
| Accounts payable and receivable | ||
| Order management | ||
| Project accounting | ||
| Revenue recognition | ||
| Fixed assets | ||
| Budgeting and planning | ||
| Dashboards and custom reporting | ||
| Audit trail and approval workflows | ||
| Open API | ||
| Unlimited users on every plan | ||
| Automated bank feeds | ||
| Side by side reconciliation | ||
| Invoicing and online payments | ||
| GST/HST returns for CRA | ||
| Sales tax via Avalara | ||
| Project tracking | ||
| Expense claims | ||
| Multi currency | ||
| Inventory | ||
| Fixed asset register | ||
| Full audit trail | ||
| Accountant tools |
Pricing
Both price lists, side by side
Every plan from both vendors, side by side, priced in US dollars.
Sage Intacct plans
Pricing is quoted
Sage Group does not publish a list price, so the only real number is the one they quote you. Ask for the implementation cost in writing at the same time.
Xero plans
Early
Capped at 20 invoices and 5 bills a month. Genuinely small.
$20/mo
per month
- 20 invoices per month
- 5 bills per month
- Bank reconciliation
- Unlimited users
- Short term cash flow
Growing
Uncapped invoicing. Where almost everyone actually starts.
$47/mo
per month
- Unlimited invoices and bills
- Bank reconciliation
- Unlimited users
- Bulk transaction reconcile
- Short term cash flow
Established
Adds multi currency, projects and expense claims.
$80/mo
per month
- Everything in Growing
- Multi currency
- Project tracking
- Expense claims
- Advanced analytics
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Xero Limited for the figure you will actually pay.
