BILL vs Zoho Books
Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.
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Ratings
Every score, at a glance
Verified user ratings across every dimension. BILL against Zoho Books, nothing weighted.
Dimensions won
05BILL 0, Zoho Books 5
BILL vs Zoho Books, across 5 rating dimensions
Widest rating gap
+1.9
Zoho Books leads on value for money
Verified reviews
479
231 for BILL, 248 for Zoho Books
231 verified reviews
Zoho Books248 verified reviews
Ratings by dimension
- BILL
- Zoho Books
Share of verified reviews
Which product reviewers actually write about.
- BILL231
- Zoho Books248
Cost to get started
Cheapest paid plan, shown per month.
Zoho Books is the cheaper way in. Lower is not automatically better, so weigh it against the ratings above.
Head to head
Where each one wins
Row by row, with the stronger score highlighted. Straight from verified reviews.
| BILL | Zoho Books | |
|---|---|---|
| Overall rating | 3.7 | 4.2 |
| Reviews | 231 | 248 |
| Ease of use | 3.5 | 4.3 |
| Value for money | 2.8 | 4.7 |
| Customer service | 3.2 | 3.7 |
| Functionality | 4.2 | 4.4 |
| Starting price | $49/mo | $20/mo |
| Free trial | Yes | Yes |
| Free version | No | Yes |
Features
Feature by feature, checked off
Everything each product ships, side by side. No marketing gloss.
| Feature | BILL | Zoho Books |
|---|---|---|
| Centralized inbox for vendor invoices | ||
| Approval routing with a full audit trail | ||
| ACH, card, check and virtual card payments | ||
| Two way sync with major accounting platforms | ||
| Automatic invoice coding | ||
| Accounts receivable with auto charge | ||
| W-9 collection and 1099 preparation support | ||
| Vendor payment network | ||
| Purchase order matching on Enterprise | ||
| Mobile approval for managers | ||
| True double entry accounting | ||
| Automated bank feeds and reconciliation rules | ||
| Client portal with online payment | ||
| Recurring invoices and payment reminders | ||
| Inventory tracking on Professional and above | ||
| Multi currency with automatic exchange rates | ||
| Custom workflow automation | ||
| Project time tracking and billing | ||
| Open API on affordable tiers | ||
| Deep integration with the wider Zoho suite |
Pricing
Both price lists, side by side
Every plan from both vendors, side by side, priced in US dollars.
BILL plans
Essentials
Per user. Accounts payable or receivable with standard approvals.
$49/mo
per month
- 49 dollars per user per month
- Approval workflows
- ACH, card and check payments
- Centralized invoice inbox
- W-9 collection
- CSV export to accounting
Team
Per user. Adds two way sync with QuickBooks and Xero.
$65/mo
per month
- 65 dollars per user per month
- Two way QuickBooks and Xero sync
- Custom user roles
- Flexible invoice tracking
- Everything in Essentials
Corporate
Per user. Sync with NetSuite, Intacct and Dynamics, plus API access.
$89/mo
per month
- 89 dollars per user per month
- NetSuite, Sage Intacct and Dynamics sync
- Custom approval policies
- Procurement capability
- API access
- Discounted approver only seats
Enterprise
Quoted. Multi entity accounting and purchase order matching.
Custom
quoted by the vendor
- Custom pricing
- Multi entity accounting
- Automatic purchase order matching
- Dual control
- Priority support
Get current pricing
These are list prices and vendors adjust them from time to time. Check with BILL for the figure you will actually pay.
Zoho Books plans
Free
For businesses under 50,000 dollars of annual revenue.
Free
no card required
- 1 user plus 1 accountant
- Client portal
- Automatic payment reminders
- Up to 1,000 invoices a year
- Bank feed connections
Standard
3 users. The plan most small businesses actually start on.
$20/mo
per month
- 3 users
- Recurring invoices and expenses
- Bank reconciliation rules
- Project time tracking
- Sales tax tracking
- 15 dollars a month billed annually
Professional
5 users. Adds purchase orders, inventory and multi currency.
$50/mo
per month
- 5 users
- Purchase orders and sales orders
- Inventory tracking
- Multi currency handling
- Custom workflow rules
- Vendor portal
Premium
10 users. Custom domain, budgeting and deeper automation.
$70/mo
per month
- 10 users
- Custom domain and branding
- Budgeting
- Custom buttons and functions
- Twenty five custom modules
- Validation rules
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Zoho for the figure you will actually pay.