Patriot is what a lot of small US businesses actually need and rarely get: accounting software that does the standard things correctly, costs 20 dollars a month, and does not spend its energy trying to become a platform. It is built in Canton, Ohio, it is aimed squarely at businesses with under about fifty employees, and its reputation rests almost entirely on two things, price and support.
What you get
Unlimited customers, invoices, vendors and payments on both tiers. Automatic bank imports, income and expense tracking, reconciliation and the standard financial reports. Premium at 30 dollars adds estimates, recurring invoices, payment reminders, user permissions and receipt management.
None of that is remarkable on its own. What is remarkable is the absence of a per user surcharge, a client cap, or a tier that hides the reports behind it.
Payroll beside it, from the same company
Patriot started in payroll and it shows. Basic Payroll runs 17 dollars a month plus 4 per worker and leaves the filings to you. Full Service runs 37 plus 5 per worker and files federal, state and local for you, with year end filings included rather than billed as a January surprise. Running both products from one vendor is the main reason most Patriot accounting customers are Patriot accounting customers.
Where it runs out
There is no inventory management. There is no project costing worth the name. Multi currency is absent, and if you sell outside the United States this is the wrong product. Reviewers who outgrew it almost always name the same trigger, which is carrying stock.
The interface is plain to the point of being austere. That is a deliberate trade and most of its customers describe it as a relief, but anyone arriving from a modern cloud product will notice.