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Justworks vs OnPay

Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.

Justworks

A PEO that small companies can actually understand

4.1(224)
Visit Justworks website

OnPay

One price, every feature, no tier games

4.4(213)
Visit OnPay website

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Ratings

Every score, at a glance

Verified user ratings across every dimension. Justworks against OnPay, nothing weighted.

Dimensions won

05Justworks 0, OnPay 5

Justworks vs OnPay, across 5 rating dimensions

Widest rating gap

+1.1

OnPay leads on value for money

Verified reviews

437

224 for Justworks, 213 for OnPay

Justworks
4.1 out of 5

224 verified reviews

OnPay
4.4 out of 5

213 verified reviews

Ratings by dimension

  • Justworks
  • OnPay
Overall
4.1
4.4
Ease of use
4.7
4.8
Value for money
3.7
4.8
Customer service
4.7
4.9
Functionality
4.0
4.4

Share of verified reviews

Which product reviewers actually write about.

437verified reviews
  • Justworks224
  • OnPay213

Cost to get started

Cheapest paid plan, shown per month.

Justworks$8/mo
OnPay$49/mo

Justworks is the cheaper way in. Lower is not automatically better, so weigh it against the ratings above.

Head to head

Where each one wins

Row by row, with the stronger score highlighted. Straight from verified reviews.

Justworks against OnPay, row by row
JustworksOnPay
Overall rating4.14.4
Reviews224213
Ease of use4.74.8
Value for money3.74.8
Customer service4.74.9
Functionality4.04.4
Starting price$8/mo$49/mo
Free trialNoYes
Free versionNoNo

Features

Feature by feature, checked off

Everything each product ships, side by side. No marketing gloss.

Features Justworks and OnPay each ship
FeatureJustworksOnPay
Co employment PEO with employer of record status
Access to large group health plan rates
Payroll processing and tax filing
Workers compensation coverage
Compliance support across states
401(k) plan access
HSA and FSA administration on Plus
24/7 support by phone, chat, email and Slack
Published per employee pricing
Contractor and international contractor payments
Every feature on a single plan
Unlimited pay runs at no extra cost
Federal, state and local tax filing
W-2 and 1099 preparation and filing
Multi state payroll with no per state fee
Agricultural payroll with Form 943
Restaurant payroll with tip credit handling
Garnishment administration
Employee self service portal
Data migration handled by OnPay

Pricing

Both price lists, side by side

Every plan from both vendors, side by side, priced in US dollars.

Justworks plans

Payroll

50 dollars a month base plus 8 per employee. Payroll without the PEO.

$8/mo

per month

Visit Justworks
  • 50 base plus 8 per employee
  • Payroll processing and tax filing
  • Basic HR tools
  • Employee self service
  • No co employment relationship

PEO Basic

Per employee. Co employment with compliance and 401(k) access.

$79/mo

per month

Visit Justworks
  • 79 dollars per employee per month
  • Payroll and tax filing
  • Workers compensation
  • Compliance support
  • HR consulting
  • 24/7 support
  • 401(k) access

PEO Plus

Per employee. Adds health insurance administration and pre tax accounts.

$109/mo

per month

Visit Justworks
  • 109 dollars per employee per month
  • Everything in PEO Basic
  • Health insurance administration
  • HSA and FSA accounts
  • Mental health and fertility benefits
  • Access to large group plan rates
Straight from the vendor

Get current pricing

These are list prices and vendors adjust them from time to time. Check with Justworks for the figure you will actually pay.

Visit Justworks

OnPay plans

All in one plan

49 base plus 6 per person. Every feature, no higher tier.

$49/mo

per month

Start free trial
  • 49 dollars base plus 6 per person
  • Unlimited pay runs
  • Federal, state and local filing
  • W-2 and 1099 filing included
  • Multi state payroll at no surcharge
  • Employee self service
  • Migration and setup included
Straight from the vendor

Get current pricing

These are list prices and vendors adjust them from time to time. Check with OnPay for the figure you will actually pay.

Visit OnPay