Rippling vs OnPay
Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.

Rippling
Payroll, benefits, devices and app access from one employee record
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Ratings
Every score, at a glance
Verified user ratings across every dimension. Rippling against OnPay, nothing weighted.
Dimensions won
14Rippling 1, OnPay 4
Rippling vs OnPay, across 5 rating dimensions
Widest rating gap
+1.0
OnPay leads on value for money
Verified reviews
332
119 for Rippling, 213 for OnPay
119 verified reviews
213 verified reviews
Ratings by dimension
- Rippling
- OnPay
Share of verified reviews
Which product reviewers actually write about.
- Rippling119
- OnPay213
Cost to get started
Cheapest paid plan, shown per month.
Rippling is the cheaper way in. Lower is not automatically better, so weigh it against the ratings above.
Head to head
Where each one wins
Row by row, with the stronger score highlighted. Straight from verified reviews.
| Rippling | OnPay | |
|---|---|---|
| Overall rating | 4.3 | 4.4 |
| Reviews | 119 | 213 |
| Ease of use | 4.5 | 4.8 |
| Value for money | 3.8 | 4.8 |
| Customer service | 4.3 | 4.9 |
| Functionality | 4.7 | 4.4 |
| Starting price | $8/user/mo | $49/mo |
| Free trial | No | Yes |
| Free version | No | No |
Features
Feature by feature, checked off
Everything each product ships, side by side. No marketing gloss.
| Feature | Rippling | OnPay |
|---|---|---|
| Single employee system of record | ||
| Full service US payroll | ||
| Canadian payroll with T4 and ROE | ||
| Automatic onboarding and offboarding | ||
| Device management | ||
| App provisioning and single sign on | ||
| Benefits administration | ||
| Global contractor payments | ||
| Employer of record | ||
| Time and attendance | ||
| Custom workflow automation | ||
| Every feature on a single plan | ||
| Unlimited pay runs at no extra cost | ||
| Federal, state and local tax filing | ||
| W-2 and 1099 preparation and filing | ||
| Multi state payroll with no per state fee | ||
| Agricultural payroll with Form 943 | ||
| Restaurant payroll with tip credit handling | ||
| Garnishment administration | ||
| Employee self service portal | ||
| Data migration handled by OnPay |
Pricing
Both price lists, side by side
Every plan from both vendors, side by side, priced in US dollars.
Rippling plans
Platform
The employee record and HR core. Everything else is a module on top.
$8/user/mo
per user/month
- Employee system of record
- Onboarding and offboarding workflows
- Org chart and reporting
- Custom policies and approvals
- App integrations
Platform plus payroll
The common configuration. Adds full service US payroll.
$16/user/mo
per user/month
- Everything in Platform
- Full service US payroll
- Automatic federal and state filing
- Contractor payments
- Time and attendance
Full suite
Quoted. Payroll, benefits, devices and app management together.
Custom
quoted by the vendor
- Everything in Platform plus payroll
- Benefits administration
- Device management
- App provisioning and single sign on
- Canadian payroll module
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Rippling for the figure you will actually pay.
OnPay plans
All in one plan
49 base plus 6 per person. Every feature, no higher tier.
$49/mo
per month
- 49 dollars base plus 6 per person
- Unlimited pay runs
- Federal, state and local filing
- W-2 and 1099 filing included
- Multi state payroll at no surcharge
- Employee self service
- Migration and setup included
Get current pricing
These are list prices and vendors adjust them from time to time. Check with OnPay for the figure you will actually pay.