Zoho Books vs Patriot Accounting
Verified ratings, feature by feature comparison and real pricing. Everything a North American business needs to pick between these two.

Patriot Accounting
Plain accounting for people who did not want a platform
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Ratings
Every score, at a glance
Verified user ratings across every dimension. Zoho Books against Patriot Accounting, nothing weighted.
Dimensions won
14Zoho Books 1, Patriot Accounting 4
Zoho Books vs Patriot Accounting, across 5 rating dimensions
Widest rating gap
+1.1
Patriot Accounting leads on customer service
Verified reviews
454
248 for Zoho Books, 206 for Patriot Accounting
248 verified reviews
206 verified reviews
Ratings by dimension
- Zoho Books
- Patriot Accounting
Share of verified reviews
Which product reviewers actually write about.
- Zoho Books248
- Patriot Accounting206
Cost to get started
Cheapest paid plan, shown per month.
Zoho Books is the cheaper way in. Lower is not automatically better, so weigh it against the ratings above.
Head to head
Where each one wins
Row by row, with the stronger score highlighted. Straight from verified reviews.
| Zoho Books | Patriot Accounting | |
|---|---|---|
| Overall rating | 4.2 | 4.4 |
| Reviews | 248 | 206 |
| Ease of use | 4.3 | 4.7 |
| Value for money | 4.7 | 4.8 |
| Customer service | 3.7 | 4.8 |
| Functionality | 4.4 | 3.8 |
| Starting price | $20/mo | $20/mo |
| Free trial | Yes | Yes |
| Free version | Yes | No |
Features
Feature by feature, checked off
Everything each product ships, side by side. No marketing gloss.
| Feature | Zoho Books | Patriot Accounting |
|---|---|---|
| True double entry accounting | ||
| Automated bank feeds and reconciliation rules | ||
| Client portal with online payment | ||
| Recurring invoices and payment reminders | ||
| Inventory tracking on Professional and above | ||
| Multi currency with automatic exchange rates | ||
| Custom workflow automation | ||
| Project time tracking and billing | ||
| Open API on affordable tiers | ||
| Deep integration with the wider Zoho suite | ||
| Unlimited invoices, customers and vendors | ||
| Automatic bank imports | ||
| Account reconciliation | ||
| Standard financial reporting | ||
| Estimates on Premium | ||
| User based permissions | ||
| Receipt and document management | ||
| Payroll available from the same vendor | ||
| US based phone support at no extra cost |
Pricing
Both price lists, side by side
Every plan from both vendors, side by side, priced in US dollars.
Zoho Books plans
Free
For businesses under 50,000 dollars of annual revenue.
Free
no card required
- 1 user plus 1 accountant
- Client portal
- Automatic payment reminders
- Up to 1,000 invoices a year
- Bank feed connections
Standard
3 users. The plan most small businesses actually start on.
$20/mo
per month
- 3 users
- Recurring invoices and expenses
- Bank reconciliation rules
- Project time tracking
- Sales tax tracking
- 15 dollars a month billed annually
Professional
5 users. Adds purchase orders, inventory and multi currency.
$50/mo
per month
- 5 users
- Purchase orders and sales orders
- Inventory tracking
- Multi currency handling
- Custom workflow rules
- Vendor portal
Premium
10 users. Custom domain, budgeting and deeper automation.
$70/mo
per month
- 10 users
- Custom domain and branding
- Budgeting
- Custom buttons and functions
- Twenty five custom modules
- Validation rules
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Zoho for the figure you will actually pay.
Patriot Accounting plans
Accounting Basic
Core bookkeeping with unlimited invoices and vendors.
$20/mo
per month
- Unlimited customers and invoices
- Unlimited vendors and payments
- Automatic bank imports
- Income and expense tracking
- Financial reporting
- Account reconciliation
Accounting Premium
Adds estimates, permissions, reminders and receipt management.
$30/mo
per month
- Everything in Basic
- Estimates
- Recurring invoices
- Invoice payment reminders
- User based permissions
- Receipt and document management
Full Service Payroll
Sold separately. 37 base plus 5 per worker, filings included.
$37/mo
per month
- 37 dollars base plus 5 per worker
- Federal tax filings and deposits
- State and local tax filings
- Year end filings at no extra charge
- Free direct deposit
- Unlimited payroll runs
Get current pricing
These are list prices and vendors adjust them from time to time. Check with Patriot Software for the figure you will actually pay.
