Verified userLinkedIn confirmedUsed 2 or more years
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
You can run several businesses from one login.
Cons
US payroll only files for you in a limited set of states. Check yours first.
Ease of use
Value for money
Customer service
Functionality
21 found this helpful
Ximena Vaughn
Project Manager, Silverbirch Accounting
United States·Transport and logistics·1 to 10 employees
5.0
Dec 1, 2025
Verified userLinkedIn confirmedUsed 2 or more years
Real accounting at no cost
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
Support is email and a forum, and replies take days.
Ease of use
Value for money
Customer service
Functionality
20 found this helpful
Patrick Kowalski
Studio Director, Northgate Logistics
Canada·Software·11 to 50 employees
4.0
May 21, 2025
Verified userLinkedIn confirmedUsed 6 to 12 months
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
You can run several businesses from one login.
Cons
US payroll only files for you in a limited set of states. Check yours first.
Ease of use
Value for money
Customer service
Functionality
20 found this helpful
Genevieve Torres
Operations Manager, Sandbar Hospitality
United States·Hospitality·500+ employees
4.0
Jan 6, 2025
LinkedIn confirmedUsed 6 to 12 months
T4 season was painless
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
20 found this helpful
Selena Ghosh
Chief of Staff, Harborline Supply
United States·Professional services·1 to 10 employees
5.0
Jan 26, 2025
Verified userLinkedIn confirmedUsed less than 6 months
Free and not crippled
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
The accounting and invoicing are genuinely free, not a limited trial.
Cons
There is no inventory, no project tracking and no multi currency.
Ease of use
Value for money
Customer service
Functionality
19 found this helpful
Rohan Ojeda
Finance Manager, Willow & Ash Salons
Canada·Accounting·1 to 10 employees
5.0
Oct 21, 2024
Verified userUsed 2 or more years
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
You can run several businesses from one login.
Cons
You will outgrow it, and the migration will not be fun.
Ease of use
Value for money
Customer service
Functionality
19 found this helpful
Odette Bhatt
Founder, Tidewater Marine Services
United States·Legal·1 to 10 employees
3.0
Nov 26, 2025
Verified userLinkedIn confirmedUsed 1 to 2 years
Free has a ceiling and you will find it
It is excellent for what it is and it will not scale. No inventory, no projects, no multi currency. We are approaching the point where we need those and we will have to move. No complaints, but plan for it.
Pros
Proper double entry underneath, so an accountant can work with it.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
18 found this helpful
Yara Dashwood
Bookkeeper, Prairie Rose Bakery
United States·Hospitality·500+ employees
5.0
Jul 6, 2025
Used less than 6 months
Free and not crippled
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
18 found this helpful
Victor Delgado
Sales Director, Clearview Windows
Canada·Accounting·51 to 200 employees
4.0
Dec 18, 2025
Verified userLinkedIn confirmedUsed less than 6 months
Free and not crippled
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
Canadian payroll handles T4, ROE, CPP and EI with automatic CRA remittance.
Cons
US payroll only files for you in a limited set of states. Check yours first.
Ease of use
Value for money
Customer service
Functionality
17 found this helpful
Wendy Ortiz
Practice Manager, Summit Physio
United States·Financial services·1 to 10 employees
5.0
Feb 4, 2025
Verified userUsed 2 or more years
The right answer for a one person business
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
Canadian payroll handles T4, ROE, CPP and EI with automatic CRA remittance.
Cons
Reporting is basic and exports are the answer to most non standard questions.
Ease of use
Value for money
Customer service
Functionality
17 found this helpful
Liam Delacroix
Controller, Beacon Legal Partners
Canada·Education·1 to 10 employees
4.0
Oct 23, 2024
LinkedIn confirmedUsed 6 to 12 months
Free and not crippled
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
The accounting and invoicing are genuinely free, not a limited trial.
Cons
Reporting is basic and exports are the answer to most non standard questions.
Ease of use
Value for money
Customer service
Functionality
17 found this helpful
Vanessa Montoya
Owner, Clearview Windows
Canada·Hospitality·500+ employees
5.0
Oct 21, 2024
Verified userLinkedIn confirmedUsed 2 or more years
T4 season was painless
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
You can run several businesses from one login.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
17 found this helpful
Wendy Ellsworth
Sales Director, Blackstone Contracting
Canada·Legal·1 to 10 employees
5.0
Aug 2, 2025
Used 2 or more years
The right answer for a one person business
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
16 found this helpful
Omar Lambert
HR Manager, Summit Physio
Canada·Marketing·51 to 200 employees
4.0
Sep 7, 2025
Verified userUsed less than 6 months
T4 season was painless
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
15 found this helpful
Harold Gallagher
General Manager, Harborline Supply
United States·Accounting·201 to 500 employees
4.0
May 29, 2025
Verified userLinkedIn confirmedUsed 1 to 2 years
Real accounting at no cost
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
Proper double entry underneath, so an accountant can work with it.
Cons
There is no inventory, no project tracking and no multi currency.
Ease of use
Value for money
Customer service
Functionality
15 found this helpful
Rosa Delgado
Bookkeeper, Bluewater Consulting
United States·Marketing·51 to 200 employees
5.0
Feb 26, 2025
Verified userLinkedIn confirmedUsed 6 to 12 months
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
Support is email and a forum, and replies take days.
Ease of use
Value for money
Customer service
Functionality
15 found this helpful
Quentin Bhatt
Chief of Staff, Falcon Ridge Landscaping
United States·Legal·1 to 10 employees
5.0
Oct 24, 2024
Verified userLinkedIn confirmedUsed 1 to 2 years
T4 season was painless
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
You can run several businesses from one login.
Cons
US payroll only files for you in a limited set of states. Check yours first.
Ease of use
Value for money
Customer service
Functionality
15 found this helpful
Kirsten Bernard
Owner, Prairie Rose Bakery
United States·Ecommerce·51 to 200 employees
5.0
Jun 16, 2025
Verified userLinkedIn confirmedUsed 2 or more years
T4 season was painless
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
You can run several businesses from one login.
Cons
Support is email and a forum, and replies take days.
Ease of use
Value for money
Customer service
Functionality
14 found this helpful
Jasmine Silva
People Operations Lead, Meridian Dental Group
United States·Legal·11 to 50 employees
5.0
Mar 3, 2025
Verified userUsed 2 or more years
Free and not crippled
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Proper double entry underneath, so an accountant can work with it.
Cons
Support is email and a forum, and replies take days.
Ease of use
Value for money
Customer service
Functionality
14 found this helpful
Daniel Zhao
VP of Sales, Kestrel Analytics
United States·Ecommerce·1 to 10 employees
5.0
Oct 2, 2025
Verified userLinkedIn confirmedUsed 2 or more years
T4 season was painless
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
The accounting and invoicing are genuinely free, not a limited trial.
Cons
There is no inventory, no project tracking and no multi currency.
United States
Canada