United States·Transport and logistics·1 to 10 employees
5.0
Apr 3, 2026
LinkedIn confirmedUsed 1 to 2 years
Real accounting at no cost
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
Canadian payroll handles T4, ROE, CPP and EI with automatic CRA remittance.
Cons
Reporting is basic and exports are the answer to most non standard questions.
Ease of use
Value for money
Customer service
Functionality
8 found this helpful
Vanessa Kaminski
Practice Manager, Clearview Windows
United States·Hospitality·1 to 10 employees
5.0
Dec 31, 2025
Verified userLinkedIn confirmedUsed 2 or more years
T4 season was painless
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
You will outgrow it, and the migration will not be fun.
Ease of use
Value for money
Customer service
Functionality
8 found this helpful
Beatriz Xu
Managing Partner, Maplewood Childcare
Canada·Education·11 to 50 employees
5.0
Dec 6, 2024
Verified userLinkedIn confirmedUsed 2 or more years
The right answer for a one person business
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
You can run several businesses from one login.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
8 found this helpful
Aaron Ghosh
Studio Director, Granite Peak Roofing
United States·Accounting·51 to 200 employees
5.0
Nov 29, 2024
Verified userUsed 1 to 2 years
Real accounting at no cost
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
Proper double entry underneath, so an accountant can work with it.
Cons
There is no inventory, no project tracking and no multi currency.
Ease of use
Value for money
Customer service
Functionality
8 found this helpful
Nikhil Moreau
Project Manager, Northgate Logistics
United States·Marketing·51 to 200 employees
5.0
Feb 23, 2026
Verified userLinkedIn confirmedUsed 1 to 2 years
Free and not crippled
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
Canadian payroll handles T4, ROE, CPP and EI with automatic CRA remittance.
Cons
Support is email and a forum, and replies take days.
Ease of use
Value for money
Customer service
Functionality
7 found this helpful
Everett Nasser
HR Manager, Hillcrest Family Clinic
United States·Healthcare·51 to 200 employees
4.0
Feb 20, 2026
Used 6 to 12 months
The right answer for a one person business
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
Canadian payroll handles T4, ROE, CPP and EI with automatic CRA remittance.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
7 found this helpful
Emilio Lindqvist
Director of Finance, Granite Peak Roofing
Canada·Accounting·51 to 200 employees
4.0
Oct 5, 2025
LinkedIn confirmedUsed 1 to 2 years
Free and not crippled
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
7 found this helpful
Andre Forsythe
Finance Manager, Maplewood Childcare
Canada·Accounting·11 to 50 employees
4.0
May 10, 2025
Used less than 6 months
T4 season was painless
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
You will outgrow it, and the migration will not be fun.
Ease of use
Value for money
Customer service
Functionality
7 found this helpful
Curtis Novak
Studio Director, Silverbirch Accounting
Canada·Construction·1 to 10 employees
4.0
Apr 24, 2025
Verified userUsed less than 6 months
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
US payroll only files for you in a limited set of states. Check yours first.
Ease of use
Value for money
Customer service
Functionality
7 found this helpful
Grace Villanueva
Owner, Tidewater Marine Services
United States·Real estate·500+ employees
4.0
Jan 1, 2025
Verified userLinkedIn confirmedUsed 6 to 12 months
The right answer for a one person business
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
Support is email and a forum, and replies take days.
Ease of use
Value for money
Customer service
Functionality
7 found this helpful
Priya Acheson
Founder, Falcon Ridge Landscaping
Canada·Software·1 to 10 employees
5.0
Jun 14, 2026
Verified userLinkedIn confirmedUsed 2 or more years
The right answer for a one person business
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
You will outgrow it, and the migration will not be fun.
Ease of use
Value for money
Customer service
Functionality
6 found this helpful
Paige Goldberg
Founder, Copper Mountain Brewing
United States·Hospitality·51 to 200 employees
4.0
Nov 30, 2025
Used less than 6 months
The right answer for a one person business
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
Proper double entry underneath, so an accountant can work with it.
Cons
You will outgrow it, and the migration will not be fun.
Ease of use
Value for money
Customer service
Functionality
6 found this helpful
Oscar Laroche
Finance Manager, Prairie Rose Bakery
United States·Accounting·1 to 10 employees
5.0
Oct 4, 2024
Used 6 to 12 months
The right answer for a one person business
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
You can run several businesses from one login.
Cons
US payroll only files for you in a limited set of states. Check yours first.
Ease of use
Value for money
Customer service
Functionality
6 found this helpful
Simon Fontaine
Project Manager, Summit Physio
United States·Ecommerce·51 to 200 employees
5.0
Sep 7, 2024
Verified userUsed 2 or more years
The right answer for a one person business
Started here three years ago expecting to outgrow it in six months. Still here. If your business is genuinely small, this is not a compromise.
Pros
You can run several businesses from one login.
Cons
There is no inventory, no project tracking and no multi currency.
Ease of use
Value for money
Customer service
Functionality
6 found this helpful
Patrick Hollis
Finance Manager, Trailhead Bicycles
United States·Legal·1 to 10 employees
4.0
Aug 21, 2024
Verified userUsed 2 or more years
T4 season was painless
The invoicing is clean and clients pay by card from the invoice. I have used tools costing 40 dollars a month that did this worse.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
Reporting is basic and exports are the answer to most non standard questions.
Ease of use
Value for money
Customer service
Functionality
6 found this helpful
Ezra Moreau
Office Manager, Copper Mountain Brewing
United States·Education·11 to 50 employees
3.0
Jun 28, 2026
Verified userLinkedIn confirmedUsed 1 to 2 years
Free has a ceiling and you will find it
Support is email and a forum, and the reply takes a few days. That is a fair trade at this price, but do not build a month end process that assumes someone will answer quickly.
Pros
The accounting and invoicing are genuinely free, not a limited trial.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
Ease of use
Value for money
Customer service
Functionality
5 found this helpful
Katya Quigley
Practice Manager, Falcon Ridge Landscaping
Canada·Education·1 to 10 employees
5.0
Apr 29, 2026
Verified userUsed 6 to 12 months
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
Unlimited invoices, estimates and customers on the free tier.
Cons
You will outgrow it, and the migration will not be fun.
Ease of use
Value for money
Customer service
Functionality
5 found this helpful
Katya Delgado
Sales Director, Foundry Road Studios
United States·Ecommerce·1 to 10 employees
5.0
Dec 6, 2025
Used 6 to 12 months
The right answer for a one person business
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
Receipt scanning works well enough to keep shoeboxes empty.
Cons
There is no inventory, no project tracking and no multi currency.
Ease of use
Value for money
Customer service
Functionality
5 found this helpful
Meredith Ainsworth
Founder, Harborline Supply
United States·Transport and logistics·1 to 10 employees
5.0
Nov 12, 2025
Verified userLinkedIn confirmedUsed less than 6 months
T4 season was painless
I run a one person consultancy and Wave does everything I need for nothing. Unlimited invoices, real double entry underneath, and my accountant can work with the export. I kept waiting for the catch and there is not one.
Pros
You can run several businesses from one login.
Cons
Reporting is basic and exports are the answer to most non standard questions.
Ease of use
Value for money
Customer service
Functionality
5 found this helpful
Quentin Whelan
Founder, Kestrel Analytics
United States·Real estate·500+ employees
5.0
Oct 30, 2025
Verified userLinkedIn confirmedUsed 2 or more years
Real accounting at no cost
Canadian payroll files our T4s and handles CPP, EI and the ROE when someone leaves. Remittance to CRA is automatic. For a five person shop in Alberta this is the whole job done for a fraction of what the big providers quoted.
Pros
You can run several businesses from one login.
Cons
Bank feeds drop more often than on paid competitors and sometimes fail silently.
United States
Canada